| Types of Health Insurance |
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| Health insurance can be organized into three categories. They are disability income insurance, medical cost insurance, and accidental injury or death insurance.
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| Duty or Promise to Procure Insurance |
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| One party may promise or become obligated to procure insurance on behalf of another party. If the promisor fails to procure the insurance, liability may be imposed. This article addresses the common situations in which the promise to procure insurance arises.More... |
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| Professional Liability Insurance - Errors and Omissions Policies |
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| Professional liability policies, also called errors and omissions (E&O) policies, are purchased by professionals to protect themselves from liability arising from their performance of professional services. E&O policies are typically purchased by those in the medical, legal, and banking professions, but policies may be issued for many other professions. Directors and officers liability policies are also included within the scope of professional liability insurance, but this article focuses on E&O policies.More... |
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| Basic Automobile Policy Contents |
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| Automobile insurance policies normally contain the same five basic sections found in most types of insurance policies: 1) declarations, 2) an insuring agreement, 3) definitions of terms used in the policy, 4) conditions, and 5) exclusions. More... |
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| No-Fault Automobile Insurance |
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| No-fault insurance provides coverage for an insured's injuries or damages up to the policy limit regardless of whether the insured or another driver was at fault. More... |
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